Fall Quick-close Mortgage Rates specials for YOU! 3-year fixed rate: 3.39% 5-year fixed rate 4.09%, 4-year variable at P+0.05% 10-year fixed 5.25% *rates subject to change, E&OE* Get your preapprovals and live deals in before these rates expire! Saving you money on your mortgage every day, The Trimor Team! www.trimormoney.com
August 28, 2009
With fall just around the corner, here in Canada we’ve got a lot of positivity coming through with great financial and economic news as well as awesome low mortgage rates to help spur the market forward. From the perspective of a team of solidly-producing independent mortgage agents, we have seen a sinusoidal path of flexibility [...]
August 27, 2009
If you financed your home four or five years ago and your mortgage is approaching its renewal date, there’s likely value in refinancing today in order to take advantage of today’s historically low interest rates. Today’s low mortgage rates are lighting up our phones with calls from all over Canada with people wanting to purchase [...]
August 27, 2009
Although it may not seem like the most popular train of thought, a recession is actually the BEST times to invest in revenue properties. Why? Regardless of market conditions people always need a place to live, and with today’s lower prices, you’ve got the perfect investment opportunity! The first thing to keep in mind is [...]
August 26, 2009
Step 6: Choosing your team of professionals To go back to the scenario where I was helping my friends with their homebuying questions, there was a look of shock on their face when I asked who was on their “Team” of pros that would help them close their deal. “Professionals? “ “Sure” I replied: “My [...]
August 26, 2009
Blindly accepting that mail-out mortgage term renewal offer from your lender can cost you thousands of dollars in the long-run! Many Canadian mortgage holders do just that, and what is the usual result? A higher rate and a mortgage product that might not be best suited to their interests. Lenders generally count on the fact [...]
August 22, 2009
Step 5: Finding your way home – how to actually FIND the home of your dreams! So. Now you know how much you can afford, what type of property you think best serves your needs and roughly where you want to live. Good! But wait… HOW do you actually go about FINDING it? Although your [...]
August 20, 2009
Yesterday, we had walked through the first two steps of the First-Time Homebuyer process that helped to digest some of the initial mental processing of ‘taking the plunge’ into home ownership. Today’s topics will cover more of the mapping process as well. Step 3: How much does owning a home REALLY cost? If only owning [...]
August 19, 2009
Over the weekend I caught up with some good friends that are currently renting and thinking about taking the plunge to purchase a new home. As first-time homebuyers, they had the foresight to request a mortgage preapproval. This quick process provided them with the peace of mind that they were seeking: they now know what price [...]
August 19, 2009
To keep you all in the loop and ‘savvy’ to the frequent changes in the marketplace as well as the best ways to stretch your homebuyer and homeowner ‘buck’, remember that Canadians have until February 1, 2010 to claim two important tax credits introduced in the 2009 federal budget. The First-Time Home Buyer’s Tax Credit [...]
August 28, 2009