by Rylan Hahn | Jan 14, 2015 | Mortgage Advice, Real Estate Investors, Tips & Tricks
The start of 2015 has brought around some mortgage underwriting changes that are a little bit less than positive for many Canadians. I have included some of the details and commentary on the mortgage changes below. Details of the mortgage changes: These changes did...
by Rylan Hahn | Jun 30, 2014 | Mortgage Advice
Self employed mortgage options As we discussed in the “building blocks of your mortgage” section, mortgages are made up of a sum of our down payment, credit, and income. In the case of many self employed clients, they have the flexibility to show less personal income...
by Rylan Hahn | Apr 30, 2014 | Uncategorized
On Friday May 24 the Government of Canada via CMHC announced that they were taking steps that could dramatically affect the ability of Canadians to purchase a new home in Canada. They did this by announcing that they are discontinuing the CMHC second home mortgage...
by Rylan Hahn | Mar 11, 2014 | First Time Buyers, Mortgage Advice, Mortgage Investors, Real Estate Investors, Tips & Tricks
I have included below an an advance copy of my soon to be published book “The Definitive Guide to Mortgages in Canada”. This book is a comprehensive guide to everything mortgages in Canada and how it impacts you. The below copy has been optimized for...
by Rylan Hahn | Mar 11, 2014 | First Time Buyers, Mortgage Advice
CMHC insurance premiums are increasing effective May 1, 2014 For almost every purchase in Canada where clients are putting down less than 20% down payment, your mortgage is insured against default by on of the mortgage insurers in Canada, either CMHC, Genworth, or...