by Rylan Hahn | Oct 16, 2013 | First Time Buyers, Mortgage Advice
Fixed vs Variable Mortgages (to lock in or to float) The Canadian mortgage markets have shifted and there is a legitimate conversation for the choice between fixed and variable mortgages. For the past two years the variable rate mortgage has been a poor choice for...
by Rylan Hahn | Sep 17, 2013 | Mortgage Advice
Builder mortgages can be a very large and encompassing area of mortgage lending. This article is about mortgage lending for home builders, more specifically lending low cost, flexible mortgage funds for their current completed homes that are in their inventory. Many...
by Rylan Hahn | Aug 29, 2013 | Mortgage Advice, Tips & Tricks
The Manulife One is a very well marketed product that when used strategically can yield good results for you, however when it is not used strategically the end result is Manulife making a lot of money (and you not). Within the all in one banking and mortgage/ line of...
by Rylan Hahn | Aug 14, 2013 | Mortgage Advice, Tips & Tricks
Divorce Mortgages in Canada – Pt 2 I have had a tremendous response to our previous article about creative divorce mortgage solutions that allow clients to refinance to buy out their former spouse with only 5% down due to a special policy. If you have questions...
by Rylan Hahn | Aug 13, 2013 | First Time Buyers, Mortgage Advice
The Department of Finance and CMHC recently announced that they were enforcing their CMHC limits on Canadian Lenders. First, a little bit of the back story on CMHC limits: Every January, the government of Canada and CMHC set a maximum amount of mortgage volume that...