by Rylan Hahn | Jan 14, 2015 | Mortgage Advice, Real Estate Investors, Tips & Tricks
The start of 2015 has brought around some mortgage underwriting changes that are a little bit less than positive for many Canadians. I have included some of the details and commentary on the mortgage changes below. Details of the mortgage changes: These changes did...
by Rylan Hahn | Jun 30, 2014 | Mortgage Advice
Self employed mortgage options As we discussed in the “building blocks of your mortgage” section, mortgages are made up of a sum of our down payment, credit, and income. In the case of many self employed clients, they have the flexibility to show less personal income...
by Rylan Hahn | Mar 11, 2014 | First Time Buyers, Mortgage Advice, Mortgage Investors, Real Estate Investors, Tips & Tricks
I have included below an an advance copy of my soon to be published book “The Definitive Guide to Mortgages in Canada”. This book is a comprehensive guide to everything mortgages in Canada and how it impacts you. The below copy has been optimized for...
by Rylan Hahn | Mar 11, 2014 | First Time Buyers, Mortgage Advice
CMHC insurance premiums are increasing effective May 1, 2014 For almost every purchase in Canada where clients are putting down less than 20% down payment, your mortgage is insured against default by on of the mortgage insurers in Canada, either CMHC, Genworth, or...
by Rylan Hahn | Dec 9, 2013 | Mortgage Advice
Renovation mortgage options in Canada can vary dramatically from lender to lender and from client to client depending upon your renovation budget, current equity position, and current credit and income. We have many years of experience in working with our clients to...
by Rylan Hahn | Nov 27, 2013 | Mortgage Advice
Mortgage decline? lets discuss some options together: Within the Canadian mortgage industry there are legitimate reasons for a client’s mortgage decline and then there are “bank policy” and “political” reasons for your mortgage to be...
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